Fighting the cost of college tuition is a hot topic these days. As long as I can remember, tuition has always been a reason why most people don ‘t pursue their bachelor’s or even associate degree. Today ‘s society has changed students are fighting for grants, financial aid, and even loans to pay through school. In order to be financially comfortable in the 15th century a college education is a must. It is an everyday battle getting financial support from a college’s administration. Colleges need to be more affordable, obtaining funds less stressful, and colleges must enact policies that condone these principles.
According to the New York Times article by Steve Cohen, the soaring cost of college a 1,225 percent increase since 1978, nearly twice the rate of the rise in health care costs is such a problem for most families that politicians across the board are actually taking notice. The main people that are affected by the tuition increase are middle-class families. Because low-income and middle class families rely heavily on government scholarship and private loans to pay through school. On average, students are graduating with more than $50,000 in loan obligations, and parents often have to borrow even more money. The interest rates on private loans are higher than an average car loan, and each year the interest just increases. I believe there is a simple solution for all this, colleges should offer tuition deferment, offering alternative to traditional loan programs letting students defer up to 80 percent of the cost of attending school. Such as tuition, room, board, and fee and they have up to 30 years more or less. By doing so it gives the parents a peace of mind, and it gives the student enough time to find a career and slowly pay off the debt without interest adding each year. Most students attend a two year college because it’s more affordable. By offering reasonable payment options to students it will motivate middle class families to send their kids to a four year institution.
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It should be everyone’s right to have access to college regardless of cost. There are so many students who would extremely grateful to attend any four year institution but can’t because of the lack of funds. College life can be very stressful, and the process can is very frustrating to most students the first two years. When the cost of college tuition is compared to the 21 century financial economy the cost does not make sense, because for a middle-class family it is impossible to afford sending their child to any four-year institution. It hard for students to graduate with the stress to pay-off hundreds and thousands of dollars in loans. Going to college is stressful enough without the need to worry about how we’re going to pay for it and what other costs will continue to rise with getting a degree afterwards. With the current increase of unemployment rate and the thought of going to college seems like a farfetched goal. Many people choice not to attend a four year institution, because they did receive a scholarship or enough government funding. Having a college background is very important for professional growth, it will eventually limit career opportunities. My stand point is, you may not leave college doing the same thing you began with but the life experience is endless. College experience not only gives knowledge that builds you into a better person by giving a broader erosion. With the cost of tuition increasing will hurt our generation, by causing physical and mental stress but in the end it will all pay off. Not all colleges are for the blame; some of the blame is our economy and other factors play a big roll. As students we need to be aware of all our resources offered, such as Pell Grants, and government scholarships. For example, the some states will pay for a student’s college if they graduate high school with a GPA of 3.5 or higher. There are many states that are willing to pay for all or some of college tuition only if students are willing to use these resources.
Providing a high-quality education is essential for today ‘s generation to succeed. Americans are facing more urgent challenges than thinking about college. As Politian leaders it’s their responsibility to set a policy making it possible for all Americans to afford a four year education without the unreasonable financial stress. President Obama and Joe Biden are working hard to set a bill in place making education more affordable especially to the middle-class families. They ‘re trying to restore the faith, of endless possibilities of getting an education just not to the student but to the nation. Families are struggling to balance financial responsibilities when there is only one income running the house hold. Policymakers need to understand the daily struggle an individual faces without a college background to survive in today’s economy. It’s important to keep our focus on policies, because that it what colleges follow to set their rules and regulations. There are many institutional spending factors that contribute to tuition increasing including, textbook, technology, employee salaries and other costly factors. I believe if we can regulate college spending we can cut down cost, making a four year tuition more reasonable. Also, approving President Obama bill will benefit the whole nation, it will offer more government sponsored programs such as, Pell Grants to students. It will also balance the income gap between those with a college education and those without. Companies are trying to build their workforce with skilled employees by offering to pay for a higher education. Companies understand it will be cheaper to pay an employee to get an education than hire a new grad. To motivate employees many companies are requires a Masters degree in order to move up in management. The number of people graduating High School each year is increasing, but the number of college graduates is decreasing due to cost. The wage gap between a bachelor’s degree and high school diploma is dramatically different; because of getting a higher education is so expensive individual decide to start working right from high school regardless of pay.
Rich College Tuition
Although the time of the university is a pleasant moment and exciting experience for the majority, the student is not exempt from the points of everyday life. The situation of each student is unique. But there are problems that these students face at least once during their years of schooling. When you go to college, you jump on the road to deal with the problems you may face.
The first problem is time management: the university is academically complex. Unlike your twelve years of schooling from grades one through twelve, where your day is already planned for you, in college you have to prepare your schedule and have everything planned out for the week. This is a huge struggle to most people starting out in college, they do not know how to maintain their time on their own. They have to fit everything they need to get done on their schedule based on the time they have. Therefore, these students in college that have this problem can fix this, by working on having excellent time management skills. Also, they can say no to the things that they do not have to do and do not put those things in their schedule.
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Secondly, if you are not extremely rich, you will have to pay college tuition. These tuitions are extremely expensive and students have trouble paying them off. Add to this cost of housing, food, supplies, transportation, textbooks, etc. This does not leave you with enough money to get through college. Where will you get all this money to pay for everything? Well here is the good part, students can apply for student loans which can help pay their tuition. Also, you can find a job that can help ease your financial burden. Lastly, you can walk or look for accomodation near your university sso you do not have to always pay for transportation.
Another challenge that students in college face is academic challenges. Students do not understand how much work they have to do while in college. They think schooling before college is hard with all the work they were given until they have to do college work. In college, there are a lot of assignments they have to be prepared to do for every class they will have. Even if there is no homework one day, there is still work that you have to do and keep up with. However, to help you with this problem, you can seek help from online services to help your scores remain high and to help you save time.
There are so many challenges and problems students in college face everyday while they learn the career they want to achieve. These problems can be solved in so many ways. Students just have to aim high and accomplish everything and manage their time. As they do everything they need done, they can get good grades and not worry about having too much stress on their shoulders.
